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Do I need to declare my health when I apply to adjust my Home Protection Scheme cover?

A new health declaration is required if you are adjusting your Home Protection Scheme (HPS) coverage upwards due to an increase in loan repayment period, loan quantum or share of cover. If you are not eligible for the additional coverage, you can continue to be insured under your existing cover*.

*You must not have had any serious pre-existing health condition that was not disclosed to us when you applied for your previous HPS cover.