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As I am covered under an Integrated Shield Plan (IP), why are there two transactions made in my Yearly CPF Statement of Account?

An Integrated Shield Plan (IP) is made up of two components, namely:

1.      The MediShield Life component – reflected as MSL, and

2.      The additional private medical insurance component – reflected as PMI. 

Hence, there would be two transactions reflected for any deduction/refund of IP.