Who needs to declare their health status under MediShield Life and CareShield Life?
All new Permanent Resident (PR) applicants who have received In-Principle Approval for their Singapore Permanent Residence application are required to declare their health condition before proceeding to complete Formalities with ICA.
The health status declared will not affect their application for Singapore Permanent Residence.
All PR applicants, regardless of age, will be covered under MediShield Life. However, if the PR applicant is found to have serious pre-existing health conditions, he/she may be subjected to Additional Premiums of 30% for MediShield Life for 10 years, because of his/her higher health risks.
If the PR applicant is born in 1979 or earlier and obtained permanent residency status on or after 1 October 2020, he/she will be insured under CareShield Life if he/she is not severely disabled. From 1 November 2021, PR applicants may be required to go for disability assessment under CareShield Life before being allowed to complete Formalities with ICA.
