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What is MediSave Care (also known as MediSave Withdrawals for Long-Term Care)?

MediSave Care is a long-term care scheme which was launched on 1 October 2020. Under MediSave Care, Singapore Citizens and Permanent Residents aged 30 and above who are severely disabled will be able to make monthly cash withdrawals from their own and/or their spouse’s MediSave for their long-term care needs.

After setting aside a minimum amount to ensure adequacy for other medical expenses, severely disabled Singapore Citizens and Permanent Residents will be able to withdraw up to a total of $200/month from their own and/or their spouse’s MediSave. The table below shows the MediSave balances and corresponding monthly withdrawal quanta.

Table: MediSave Balances and corresponding Monthly MediSave Withdrawal Quantum for Severely Disabled Singapore Citizens and Permanent Residents aged 30 and above.1

                             MediSave Balance                                                Monthly Withdrawal Quantum                   
$20,000 and above $200  
$15,000 and above $150  
$10,000 and above $100  
$5,000 and above $50  
Below $5,000 Nil  

1Serverely Disabled Singapore Citizens and Permanent Residents can withdraw from their spouse's MediSave Account, if they have insufficient MediSave balances, and their spouse has MediSave balances of $5,000 or more. Withdrawals from their spouse's MediSave will also be subject to the same MediSave balance thresholds. The total withdrawal from their own and/or spouse's  MediSave is capped at $200/month.

For more FAQs on MediSave Care, please visit the CareShield Life website.