CPFB | What is the minimum balance that I need to set aside in my MediSave Account?

What is the minimum balance that I need to set aside in my MediSave Account?

There is no minimum amount you need to set aside in your MediSave Account (MA). Part of your working contributions will be allocated to your MA until your balance reaches the Basic Healthcare Sum (BHS). Amounts above the BHS will be channelled to your other CPF accounts, depending on your age.

What if you have more than the Basic Healthcare Sum

Please select:

Have your CPF savings met the Retirement Sum?

Any MediSave savings above the BHS will be channelled to your SA.

MediSave contributions above the BHS will be channelled to your other CPF accounts, as follows:

Age of CPF member (Years)	Whether member's CPF savings met Retirement Sum?	Channelled to
Below 55 years old	No, member has less than the prevailing Full Retirement Sum (FRS) in his Special Account	Special Account
Below 55 years old	Yes, member has set aside the prevailing FRS in his Special Account	Ordinary Account
55 years old and above	No, member has yet to set aside his FRS or at least his Basic Retirement Sum (BRS) with a property in his Retirement Account	Retirement Account
55 years old and above	Yes, member has set aside his FRS or at least his BRS with a property or more in his Retirement Account	Ordinary Account

Any MediSave savings above the BHS will be channelled to your Ordinary Account.

MediSave contributions above the BHS will be channelled to your other CPF accounts, as follows:

Age of CPF member (Years)	Whether member's CPF savings met Retirement Sum?	Channelled to
Below 55 years old	No, member has less than the prevailing Full Retirement Sum (FRS) in his Special Account	Special Account
Below 55 years old	Yes, member has set aside the prevailing FRS in his Special Account	Ordinary Account
55 years old and above	No, member has yet to set aside his FRS or at least his Basic Retirement Sum (BRS) with a property in his Retirement Account	Retirement Account
55 years old and above	Yes, member has set aside his FRS or at least his BRS with a property or more in his Retirement Account	Ordinary Account

Have your CPF savings met the Retirement Sum?

Any MediSave savings above the BHS will be channelled to your RA.

MediSave contributions above the BHS will be channelled to your other CPF accounts, as follows:

Age of CPF member (Years)	Whether member's CPF savings met Retirement Sum?	Channelled to
Below 55 years old	No, member has less than the prevailing Full Retirement Sum (FRS) in his Special Account	Special Account
Below 55 years old	Yes, member has set aside the prevailing FRS in his Special Account	Ordinary Account
55 years old and above	No, member has yet to set aside his FRS or at least his Basic Retirement Sum (BRS) with a property in his Retirement Account	Retirement Account
55 years old and above	Yes, member has set aside his FRS or at least his BRS with a property or more in his Retirement Account	Ordinary Account

Any MediSave savings above the BHS will be channelled to your Ordinary Account.

MediSave contributions above the BHS will be channelled to your other CPF accounts, as follows:

Age of CPF member (Years)	Whether member's CPF savings met Retirement Sum?	Channelled to
Below 55 years old	No, member has less than the prevailing Full Retirement Sum (FRS) in his Special Account	Special Account
Below 55 years old	Yes, member has set aside the prevailing FRS in his Special Account	Ordinary Account
55 years old and above	No, member has yet to set aside his FRS or at least his Basic Retirement Sum (BRS) with a property in his Retirement Account	Retirement Account
55 years old and above	Yes, member has set aside his FRS or at least his BRS with a property or more in his Retirement Account	Ordinary Account

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Below 55 years old

No, I have less than the prevailing Full Retirement Sum (FRS) in my Special Account (SA)

To see an overview of the channelling of MediSave contributions above the BHS to other CPF accounts, please click here.

Yes, I have set aside the prevailing FRS in my SA

To see an overview of the channelling of MediSave contributions above the BHS to other CPF accounts, please click here

55 years old and above

No, I have less than my Full Retirement Sum (FRS) or least my Basic Retirement Sum (BRS) with a property in my Retirement Account (RA)

To see an overview of the channelling of MediSave contributions above the BHS to other CPF accounts, please click here.

Yes, I have set aside my FRS or at least my BRS with a property or more in my RA

To see an overview of the channelling of MediSave contributions above the BHS to other CPF accounts, please click here.