Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

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What is the minimum balance that I need to set aside in my MediSave Account?

There is no minimum amount you need to set aside in your MediSave Account (MA). Part of your working contributions will be allocated to your MA until your balance reaches the Basic Healthcare Sum (BHS). Amounts above the BHS will be transferred to your other CPF accounts, depending on your age. 

What if you have more than the Basic Healthcare Sum in your MediSave Account

Please select:

Have your CPF savings met the Retirement Sum?

Any MediSave savings above the BHS will be transferred to your SA.

MediSave contributions above the BHS will be transferred to your other CPF accounts, as follows:

Age of CPF member (Years) Whether member's CPF savings met Retirement Sum? Transferred to
Below 55 years old No, member has less than the prevailing Full Retirement Sum (FRS) in his Special Account Special Account
Yes, member has set aside the prevailing FRS in his Special Account Ordinary Account
55 years old and above No, member has yet to set aside his FRS or at least his Basic Retirement Sum (BRS) with a property in his Retirement Account Retirement Account
Yes, member has set aside his FRS or at least his BRS with a property or more in his Retirement Account Ordinary Account

Any MediSave savings above the BHS will be transferred to your Ordinary Account.

MediSave contributions above the BHS will be transferred to your other CPF accounts, as follows:

Age of CPF member (Years) Whether member's CPF savings met Retirement Sum? Transferred to
Below 55 years old No, member has less than the prevailing Full Retirement Sum (FRS) in his Special Account Special Account
Yes, member has set aside the prevailing FRS in his Special Account Ordinary Account
55 years old and above No, member has yet to set aside his FRS or at least his Basic Retirement Sum (BRS) with a property in his Retirement Account Retirement Account
Yes, member has set aside his FRS or at least his BRS with a property or more in his Retirement Account Ordinary Account

Have your CPF savings met the Retirement Sum?

Any MediSave savings above the BHS will be transferred to your RA.

MediSave contributions above the BHS will be transferred to your other CPF accounts, as follows:

Age of CPF member (Years) Whether member's CPF savings met Retirement Sum? Transferred to
Below 55 years old No, member has less than the prevailing Full Retirement Sum (FRS) in his Special Account Special Account
Yes, member has set aside the prevailing FRS in his Special Account Ordinary Account
55 years old and above No, member has yet to set aside his FRS or at least his Basic Retirement Sum (BRS) with a property in his Retirement Account Retirement Account
Yes, member has set aside his FRS or at least his BRS with a property or more in his Retirement Account Ordinary Account

Any MediSave savings above the BHS will be transferred to your Ordinary Account.

MediSave contributions above the BHS will be transferred to your other CPF accounts, as follows:

Age of CPF member (Years) Whether member's CPF savings met Retirement Sum? Transferred to
Below 55 years old No, member has less than the prevailing Full Retirement Sum (FRS) in his Special Account Special Account
Yes, member has set aside the prevailing FRS in his Special Account Ordinary Account
55 years old and above No, member has yet to set aside his FRS or at least his Basic Retirement Sum (BRS) with a property in his Retirement Account Retirement Account
Yes, member has set aside his FRS or at least his BRS with a property or more in his Retirement Account Ordinary Account