Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 29 Jan 2023, from 12am to 5am.

Message from GovTech: Some users may be experiencing difficulties accessing digital services with Singpass. We are working to resolve the issue. We apologise for any inconvenience caused, and will provide updates in due course.

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What is the Basic Healthcare Sum?

The Basic Healthcare Sum (BHS) is the estimated savings you need in your MediSave Account for your basic subsidised healthcare needs in old age.

For CPF members below age 65, the BHS will be adjusted annually to keep pace with the expected growth in MediSave use by the elderly. This ensures that the BHS will stay relevant for each cohort when they arrive at retirement age.

Once CPF members reach age 65, their BHS will be fixed for the rest of their lives.
For CPF members aged below 65 in 2023
The prevailing BHS is $68,500, and will be adjusted yearly.

For CPF members who turn 65 in 2023
The cohort BHS is $68,500 and it will remain fixed for the rest of their lives.

The following table summarises the BHS for respective cohorts aged 65 and above in 2023:

Age in 2023

Year when cohort turned age 65

Cohort BHS

(fixed for life)

65 2023 $68,500



















72 and above

2016 or earlier