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If I am 66 years old in 2023 and my applicable Basic Healthcare Sum (BHS) is $66,000. Am I allowed to maintain more than my applicable BHS in my MediSave Account?

You can only save up to your applicable Basic Healthcare Sum (BHS) in your MediSave Account (MA). The BHS is designed to be enough for your basic subsidised healthcare needs in old age and to avoid over-saving in the MA.