Scheduled Maintenance: CPF digital services will not be available on 4 Feb 2024, from 12am to 8am.

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How can I make a voluntary housing refund of the housing amount withdrawn if I am not selling my property?

You can refund any amount, capped at the full principal amount you have withdrawn for the property with the accrued interest. There are two ways to submit your application:

1. Online by following the steps below:
• Read the disclaimer by clicking the checkbox.
• Click “Start” and log in with your Singpass.
• Select a payment method
• Select a property, enter a refund amount, and click “Next”
• Read and accept the declaration by clicking the checkbox and then click “Confirm”
• Make the payment

2. Through the CPF Mobile app by following these steps:
• Log in to the CPF Mobile app with your Singpass
• Select “Services”
• Select “Voluntary Housing Refund” and click "Continue"
• Select the property, key in a refund amount, and click “Next”
• Read and accept the agreement, and click “Next”
• Select the payment method
• Make the payment

If you make the refund by PayNow using the QR code or OCBC Digital, the transaction will be shown in your transaction history immediately after the payment.
If you are unable to submit your application online or through the CPF Mobile app, you can write to us at for assistance.