Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 7 Aug 2022 from 12am to 8am.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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I am not selling my property. How can I make a voluntary housing refund of the housing amount withdrawn?

You can refund any amount, capped at the full principal amount you have withdrawn for the property with the accrued interest. You can submit your application:

1. Online by following the steps below:
• Read the disclaimer. If you accept, click the checkbox
• Click “Start”
• Log in with your Singpass
• Select a payment method
• Select a property, enter a refund amount
• Click “Next”
• Read the declaration. If you agree, click the checkbox and click “Confirm”
• Make the payment

2. Through CPF Mobile app by following the steps below:
• Log in to CPF Mobile app with your Singpass
• Select “Services”
• Select “Voluntary Housing Refund” and click "Continue"
• Select the property, key in a refund amount, and click “Next”
• Read the agreement. If you agree, click the checkbox
• Click “Next”
• Select the payment method
• Make the payment

Refunds made by PayNow using the QR code or OCBC PayAnyone will be shown in your transaction history immediately after the payment. Refunds made by eNETS will be shown in your transaction history within the next working day of the payment.
Members who are not able to submit online or through the CPF Mobile app may write to us at for assistance.