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I am 55 years old and above. Is my voluntary housing refund used to set aside my Retirement Sum?

When you make a voluntary housing refund, the refunded monies would first be used to meet your cohort’s Full Retirement Sum (FRS) to help meet your retirement needs. The FRS would provide you with monthly pay-outs during your retirement. Any refunds after meeting your FRS in your Retirement Account will remain in your CPF Ordinary and/or Special accounts.