CPF digital services will not be available on 23 Jan 2022 from 2am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Maintenance: CPF digital services at the website will not be available on 24 Dec 2021, from 9.30am to 11am (Singapore time) due to system maintenance. We apologise for any inconvenience caused. You may still access CPF digital services on CPF mobile app.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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I still own my property but have fully set aside my Retirement Sum before 1 January 2013. Can I still make a voluntary housing refund?

Yes, we are making changes to allow you to make a voluntary housing refund of up to the full principal amount you have withdrawn for the property with the accrued interest before 2013. You will be able to do so from April 2022.

Members who already set aside their Full Retirement Sum (FRS) were not required to refund when they sold their property before 2013. If they still own their property, they are also unable to make a voluntary housing refund. However, we have taken into account members’ feedback and would be changing our policy to allow members who have set aside their FRS before 2013 to make voluntary housing refund, if they are still owners of the property and wish to do so. This will allow them to bolster their CPF savings, and benefit from higher CPF LIFE payouts.