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How can I top up to myself, my children or my loved ones’ three CPF Account(s)?

To top up to your three CPF Accounts, you can make a one-time top up via e-Cashier using PayNow QR*.

 If you are making a top-up on behalf of your children or your loved ones, please ensure that you are not logged in to your CPF Account. Please key in the recipient's NRIC as the Payer at e-Cashier and make the payment via PayNow QR.

Top-up is applicable to Singapore Citizens and Permanent Residents only. Please note that no tax relief is given for top-ups made to three CPF Accounts. All applications and payments should reach CPF Board by 31st December of the year for it to be counted as the year’s CPF Annual Limit. Backdating of top-ups to previous years is not allowed.

If you are making top-ups as a self-employed person, you can refer to the Self-Employed Scheme for more information.

You can find out more on which voluntary top-up is applicable to you.

 

* Subsequent or duplicate payments made using the same PayNow QR code will be refunded. To ensure that your cash top-ups are processed successfully, please only scan the PayNow QR code and make payment once. You will need to submit a new application each time you wish to make another top-up