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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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Who is exempted from receiving CPF contributions?

Employees should receive CPF contributions from their employers. However, the following employees are exempted from receiving CPF contributions:

  1. Students who fulfil exemption criteria. Find out more about who you need to pay CPF contributions for (PDF, 0.2MB) under the header “Students”.

  2. Foreigners. Persons who are not Singapore Citizens or Permanent Residents.

  3. Domestic employees with employment not exceeding 14 hours in any week. Examples include cooks, maids and gardeners.

  4. Employees of the United Nations (UN) Organisation, or any agency or institution of the United Nations Organisation stationed in Singapore. Please refer to the UN website for the list of organisations that are part of the UN Organisation under the headers "United Nations Organs and Programmes" and "Specialized Agencies and other Organizations".

  5. Seamen who are Singapore Citizens and are employed:
    1. in a Swedish ship on terms and conditions of service applicable to Swedish seamen; or

    2. in a Norwegian ship on terms and conditions of service applicable to Norwegian seamen; or

    3. by the East Asiatic Co. Ltd. of Denmark on terms and conditions of the agreement between the Danish Shipowners’ Association and the Seamen’s Union in Denmark.