BetaWelcome to the new CPF website! As this is still a work in progress, some features are only available at the main CPF site. Try it and share your views with us!

CPF website will not be available on 24 Oct 2021 from 12am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Scam alert: Please do not share your Singpass details with anyone. CPF officers will never ask for your Singpass ID and password by phone call, email or SMS. Before keying your personal details or Singpass ID/password, always check that the webpage ends with ‘.gov.sg’. 

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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What should I do if my employer did not pay my CPF contributions on time?

If you are not paid your CPF contributions on time, you should approach your employer for an explanation and ask when your employer will be making the payment.

You can also lodge a report with the Board on the non-payment or underpayment of your CPF contributions.

The Board takes a serious view of employers who default on CPF contributions. The due date for CPF contributions is on the last day of the calendar month. Enforcement action would be taken against employers who fail to pay by the 14th of the following month (or the next working day if the 14th falls on a Saturday, Sunday or Public Holiday). This includes imposing late payment interest charged at 1.5% per month commencing from the first day after the due date. In cases where the company is in financial difficulty, CPF arrears may not always be recoverable despite our enforcement efforts.

You may find out more on your rights and employer’s obligations under the CPF Act and the Employment Act.

If you are servicing your Housing Development Board (HDB) housing loans using your CPF savings and are facing difficulties with your HDB instalments due to your employer’s late CPF contribution payments, you may contact HDB at 1800 255 5432 or visit their website for HDB to assess possible alternative housing repayment options. In the event that you wish to consider switching jobs, you may approach Workforce Singapore at 6883 5885 or visit their website for assistance.