What should I do if my employer did not pay my CPF contributions on time?
If you are not paid your CPF contributions on time, you should approach your employer for an explanation and ask when your employer will be making the payment.
You can also lodge a report with the Board on the non-payment or underpayment of your CPF contributions.
The Board takes a serious view of employers who default on CPF contributions. The due date for CPF contributions is on the last day of the calendar month. Enforcement action would be taken against employers who fail to pay by the 14th of the following month (or the next working day if the 14th falls on a Saturday, Sunday or Public Holiday). This includes imposing late payment interest charged at 1.5% per month commencing from the first day after the due date. In cases where the company is in financial difficulty, CPF arrears may not always be recoverable despite our enforcement efforts.
You may find out more on your rights and employer’s obligations under the CPF Act and the Employment Act.
If you are servicing your Housing Development Board (HDB) housing loans using your CPF savings and are facing difficulties with your HDB instalments due to your employer’s late CPF contribution payments, you may contact HDB at 1800 255 5432 or visit their website for HDB to assess possible alternative housing repayment options. In the event that you wish to consider switching jobs, you may approach Workforce Singapore at 6883 5885 or visit their website for assistance.