Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 2 Oct 2022, from 12am to 10am.

Your page is loading.
One moment please.

How are my CPF contributions allocated to my CPF accounts?

When you’re younger, more of your CPF contributions are allocated to your Ordinary Account (OA) to support your home purchase. As you grow older, more CPF contributions are allocated to your Special Account (SA) and MediSave Account (MA) to meet growing retirement and healthcare needs respectively. You can view the CPF allocation rates for details.

When you move to the next age group, the change in allocation rates is applied from the first day of the month after your birthday.


If you turn 35 years old on 13 January 2020,
  • Your allocation rates for January 2020 will be based on the “35 years and below” age group; and
  • Your allocation rates for February 2020 will be based on the “Above 35 to 45 years” age group.