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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How do I determine the year of my Singapore Permanent Resident status for the purpose of CPF contributions?

The year of Singapore Permanent Resident (SPR) status determines your CPF contribution rates as an SPR.

The first year rate applies from the day you obtain your SPR status. This refers to the date indicated on your entry permit (Form 5/5A) issued by the Immigration and Checkpoints Authority of Singapore (ICA). It ends on the last day of the month of your first anniversary of SPR conversion.

The second and third year rates apply from the month following the anniversary of your conversion to an SPR.

Example  
 
If you have obtained your SPR status on 15 January 2020, the start and end dates for first, second and third year of obtaining SPR status are shown in the table below: