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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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If I am concurrently employed by more than one employer, can I choose to contribute CPF for one of my employments only?

If you are concurrently employed by more than one employer, all your employers must pay CPF contributions based on the wages payable to you. This is because the Ordinary Wage (OW) ceiling is applicable on a “per employment” basis.

However, if your total OW from your employers exceed the prevailing OW ceiling, you may apply to limit your share of contributions. There will be no change to the employer’s share of CPF contributions. All your employers will have to pay the employer's share of CPF contributions on the OW at the prevailing rate, subject to the OW ceiling. As contributions are payable monthly, the approval cannot be backdated and it will only take effect once CPF Board’s approval has been granted.

You can submit an online application (via Singpass) to limit your share of CPF contributions.

We will inform you of the outcome of your application via My Mailbox.