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my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How do I apply for refund on my share of CPF contributions that was paid above the CPF wage ceiling(s)?

Login to My Mailbox via Singpass and apply for your refund with the following steps:

  1. Create a New Enquiry and select 'Others' as the subject
  2. In the Message box, provide the following information:

a. Your particulars and bank information

i. Contact number;

ii. Email;

iii. Bank name; and

iv. Bank account number 

b. Your wage and contribution details

Refund of contributions paid above Fill up and attach in My Mailbox       Please note 
OW Ceiling  OW template
  • You may choose to apply for either or both types of refund.
  • Refund of contributions paid above the AW Ceiling can only be assessed after the contribution from your last working month's or from December, whichever is later, have been paid by your employer(s)
  • The refund(s) will be subject to the availability of funds in your CPF accounts
AW Ceiling AW template