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Why should I top up my retirement savings?

Topping up your Special Account (if you are below 55) or Retirement Account (if you are 55 or above) helps to grow your retirement savings. With risk-free interest rates* of up to 6% per annum, your retirement savings will grow through the power of compounding interest, allowing you to enjoy higher monthly payouts in retirement.

For example, if you save $100 a month for 15 years on your own, you would have saved $18,000. On the other hand, if you top up $100 a month to your Special or Retirement Account for 15 years, you would have saved over $24,000*. By topping up for another 10 years, the amount would grow further to over $50,000* with compound interest.

When you top up with cash, you can also enjoy:

*Computed using the interest rate floor of 4% per annum on your Special/Retirement Account.