CPF digital services will not be available on 23 Jan 2022 from 2am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Maintenance: CPF digital services at the website will not be available on 24 Dec 2021, from 9.30am to 11am (Singapore time) due to system maintenance. We apologise for any inconvenience caused. You may still access CPF digital services on CPF mobile app.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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Why is there a combined tax relief cap for cash top-ups to the Special/Retirement Account and MediSave Account from 1 January 2022?

The combined tax relief for cash top-ups to the Special/Retirement Account and MediSave Account is made for greater consistency across CPF schemes. Before 1 January 2022, the tax relief rules for topping up to retirement savings and topping up to MediSave Account for employees1 are different2 which could be confusing to members. With this change, the tax relief rules across both schemes will be aligned from 1 January 2022, making it easier for members to understand and take actions to benefit from these schemes. 

1. These changes related to top-ups to MediSave account do not apply to self-employed persons (SEP). If you are an SEP, visit the Self-Employed Scheme page for more information on topping up your MediSave account.

2. The rules currently differ in terms of (i) tax beneficiary [giver for Retirement Sum Topping-Up (RSTU); recipient for Voluntary Contribution to MediSave Account (VC-MA)]; and (ii) tax relief cap for top-ups to self/loved ones (capped at $7K/$7k for RSTU, no cap for VC-MA).