Scheduled Maintenance: CPF digital services will not be available on 28 May 2023, from 2am to 5am.

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When will the top-ups start to earn interest in my Special/Retirement Account?

It depends on the kind of top-up.

Cash top-ups received this month will start earning interest in the next month.

CPF transfers received this month will start earning interest in the recipient’s account from the current month. However, if the monies were originally new contributions in the giver’s account, the monies will start earning interest in the recipient’s account from the next month.