Scheduled Maintenance: CPF digital services will not be available on 26 Mar 2023, from 12am to 8am.

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When should I submit my application for my top-up to be processed within the same month?

If you are making a cash top-up

Both your application and payment should be made by the following timings:

Payment mode

When payment should be made

PayNow QR

Within last day of the month

OCBC PayAnyone (available for applications via CPF Mobile App only)

Within last day of the month


Before 11:00pm of second last working day of the month

To have your cash top-up processed quickly, we encourage you to make the payment via PayNow QR or OCBC PayAnyone. Your cash top-up is credited almost instantly upon successful payment.

If you are making a CPF transfer

You should submit your application before the 5th last working day of the month.