Scheduled maintenance: CPF digital services will not be available on 28 Apr 2024, from 12am to 6am.

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What is the change to the Enhanced Retirement Sum in 2025?

The Enhanced Retirement Sum (ERS) will be raised in 2025 from three times to four times of the Basic Retirement Sum (BRS). This will provide CPF members aged 55 and above the option to voluntarily top up more to their Retirement Account for even higher CPF monthly payouts in retirement. 

The ERS in 2025 will be $426,000. A member turning 55 years old in 2025 can receive about $3,330 per month of CPF LIFE payouts at age 65, if he chooses to top up to the raised ERS, up from about $2,530 today. 

Learn how much payouts you can receive if you top up to the raised ERS.