CPF digital services will not be available on 23 Jan 2022 from 2am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Maintenance: CPF digital services at the website will not be available on 24 Dec 2021, from 9.30am to 11am (Singapore time) due to system maintenance. We apologise for any inconvenience caused. You may still access CPF digital services on CPF mobile app.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How much tax relief can I enjoy?

You can enjoy tax relief equivalent to the amount of cash top-ups made:

  • up to $8,000 per calendar year if you make a top-up to yourself; and
  • an additional $8,000 per calendar year if you make a cash top-up to your loved ones.

Only cash top-ups within the current Full Retirement Sum (FRS) are eligible for tax relief. Log in with your Singpass to find out how much you can top up to yourself.

If you are an employer making cash top-ups on your employees’ behalf, you will receive an equivalent amount of tax deductions for the cash top-ups made, while your employee will also receive tax relief of up to $8,000* per calendar year.

Find out the conditions to qualify for tax relief. Read more about the changes to the tax relief cap.

* Includes any tax relief that the employee would enjoy for cash top-ups made to himself