Find out what are the retirement sums applicable to you.
* Your SA savings will be transferred first, followed by your OA savings.
1 Your OA savings will be transferred first, followed by your SA and then your RA savings3, if applicable. You can write to CPF Board to specify the CPF accounts from which to transfer to your spouse, parents and/or grandparents. Please note that if you use your RA savings3 for the transfer, the sum of your RA savings3 and property4 may be less than your FRS. As a result, when you make a withdrawal from your OA and SA, a portion of the savings will be used to meet your FRS in the RA.
2 Can be set aside using your OA savings, SA savings, RA savings3, and net amount withdrawn for investments5.
3 Refer to the cash set aside in the RA (excluding amounts such as interest earned, any government grants received), plus retirement withdrawals.
4 Refers to the CPF savings used for property, including accrued interest (P+I). If you have set aside the BRS and own a property bought using CPF savings, the P+I can be considered towards meeting the FRS for making CPF transfers to your parents and/or grandparents. The property you own must have remaining lease that can last you to at least 95 years old. If you have pledged your property for purposes of setting aside part of your retirement sum or to withdraw your retirement savings, the amount secured by the property can be considered towards meeting the FRS for this CPF transfer.
5 Refers to amounts withdrawn for (i) an active investment account under the CPF Investment Scheme (CPFIS)-OA, and (ii) investments under the CPFIS-SA and discounted Singtel shares that have not been completely disposed of.
