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How much CPF monthly payout can I receive if I top up to the raised Enhanced Retirement Sum in 2025?

The CPF monthly payout amount will depend on several factors, including when one sets aside the Enhanced Retirement Sum (ERS) and when one starts payouts. The ERS in 2025 will be $426,000. A male member turning 55 years old in 2025 can receive about $3,330 per month of CPF LIFE payouts at age 65 under the CPF LIFE standard plan, if he chooses to top up to the raised ERS. This is up from about $2,530 today.  You can use the CPF LIFE Estimator to estimate your payouts if you top up to the raised ERS.