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How does CPF Board guard against premeditated early CPF withdrawals?

There are policy safeguards to ensure givers' retirement adequacy before they can make CPF transfers to their loved ones. In addition, we have put in place a set of mechanism to detect potential premature withdrawals. When detected, instead of the recipient (for withdrawal on grounds of leaving Singapore or West Malaysia permanently) or the recipient's beneficiaries (for deceased cases) receiving the CPF transfers in cash, they will be refunded to the giver’s CPF account.