How do I make regular monthly or yearly top-ups conveniently via GIRO?
If you are a DBS/POSB or OCBC bank customer, you can set up your GIRO arrangement online for your top-up application by following the steps below:
Step 1: Apply for a GIRO Arrangement with DBS/OCBC
- Login to cpf.gov.sg with your Singpass
- Click on “My Requests”
- Select “Building Up My/ My Recipient’s CPF savings”
- Select “Apply/Change GIRO for cash top-up to my own/ recipient’s Retirement/Special Account under the Retirement Sum Topping-Up Scheme”
- Follow the instructions to complete the online application
Once the above GIRO application has been approved, submit the Standing Instruction to start the top-ups:
Step 2: Set up a Standing Instruction
- Click on the “Related Link(s)” > “Standing Instruction to make cash top-up to my own/ recipient’s Retirement/Special Account under the Retirement Sum Topping-Up Scheme” in the acknowledgement page of the approved GIRO application
- Follow the instructions to complete the online application
Alternatively, follow the steps below:
- Click on “My Requests”
- Select “Building Up My/ My Recipient’s CPF savings”
- Select “Standing Instruction to make cash top-up to my own/ recipient’s Retirement/Special Account under the Retirement Sum Topping-Up Scheme”
- Follow the instructions to complete the online application
Ensure you have completed both steps for a successful GIRO deduction to take place.
If you are not a DBS/POSB or OCBC bank customer, find out how you can apply for a GIRO arrangement.