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How do I make regular monthly or yearly top-ups conveniently via GIRO?

If you are a DBS/POSB or OCBC bank customer, you can set up your GIRO arrangement online for your top-up application by following the steps below:

Step 1: Apply for a GIRO Arrangement with DBS/OCBC

  1. Login to cpf.gov.sg with your Singpass
  2. Click on “My Requests” 
  3. Select “Building Up My/ My Recipient’s CPF savings”
  4. Select “Apply/Change GIRO for cash top-up to my own/ recipient’s Retirement/Special Account under the Retirement Sum Topping-Up Scheme
  5. Follow the instructions to complete the online application

Once the above GIRO application has been approved, submit the Standing Instruction to start the top-ups:

Step 2: Set up a Standing Instruction

  1. Click on the “Related Link(s)” > “Standing Instruction to make cash top-up to my own/ recipient’s Retirement/Special Account under the Retirement Sum Topping-Up Scheme” in the acknowledgement page of the approved GIRO application
  2. Follow the instructions to complete the online application

Alternatively, follow the steps below:

  1. Click on “My Requests”
  2. Select “Building Up My/ My Recipient’s CPF savings”
  3. Select “Standing Instruction to make cash top-up to my own/ recipient’s Retirement/Special Account under the Retirement Sum Topping-Up Scheme
  4. Follow the instructions to complete the online application

Ensure you have completed both steps for a successful GIRO deduction to take place.

If you are not a DBS/POSB or OCBC bank customer, find out how you can apply for a GIRO arrangement.