CPF digital services will not be available on 23 Jan 2022 from 2am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Maintenance: CPF digital services at the website will not be available on 24 Dec 2021, from 9.30am to 11am (Singapore time) due to system maintenance. We apologise for any inconvenience caused. You may still access CPF digital services on CPF mobile app.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How do I make a top-up via PayNow QR?

To top up via PayNow QR, you would only need to submit an online application and make payment by scanning the PayNow QR code with your PayNow participating bank’s app. It is important that you do this before the QR code expires at the end of the day. Once the QR code expires, you would need to submit a new application which would come with a new QR code.

For POSB/DBS bank account holders, please refer to the top-up steps using Digibank.


For UOB bank account holders, please refer to the top-up steps using UOB TMRW. 


For OCBC bank account holders, please refer to the top-up steps using OCBC Pay Anyone or OCBC Digital.

OCBC Pay Anyone  OCBC Digital 
English English

You can also submit an application via myCPF mobile app. Similarly, the PayNow QR code will be generated at the acknowledgement page. Save the QR code on your device and upload it to your PayNow participating bank's mobile app to make payment.

To top up using PayNow via CPF mobile app, please refer to the steps listed in the pdf below.


The QR code will expire at the end of the day that you submit your top-up application. Your application will be automatically rejected if payment is not received by then. Upon expiry of the QR code, you will need to submit another online application if you would like to continue with the cash top-up, and make payment via the new QR code generated at the end of the application.