Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 2 Oct 2022, from 12am to 10am.

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Can I reverse my top-up?

No, cash top-ups and CPF transfers are irreversible. Your Special Account and Retirement account savings earn the higher interest rate of 4% p.a. as the savings are locked in for the long term. This is similar to the market practice where fixed deposits are locked in to earn higher interest rates, compared to savings deposits that are withdrawable anytime.