Scheduled Maintenance: CPF digital services will not be available on 26 Mar 2023, from 12am to 8am.

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Can I reverse my top-up?

No, cash top-ups and CPF transfers are irreversible. Your Special Account and Retirement account savings earn the higher interest rate of 4% p.a. as the savings are locked in for the long term. This is similar to the market practice where fixed deposits are locked in to earn higher interest rates, compared to savings deposits that are withdrawable anytime.