Scheduled Maintenance: CPF digital services will not be available on 3 Mar 2024, from 12am to 8am.

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Can I reverse my top-up?

No, cash top-ups and CPF transfers are irreversible. The top-ups/CPF transfers to your Special Account or Retirement Account savings earn a higher interest rate as the savings are locked in for the long-term. This is similar to the market practice where the interest earned on fixed deposits is higher compared to interest earned on savings deposits that are withdrawable anytime.