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Who is eligible for the Matched Retirement Savings Scheme?

You will be eligible for the Matched Retirement Savings Scheme if you are a Singapore Citizen and meet the following criteria. Your eligibility is assessed annually.

​Age

55 to 70 (both inclusive) as of 31st December of the assessment year.

​Retirement Account (RA) Savings*

 ​Less than $102,900^.

​Average Monthly Income

​Not more than $4,000.

This covers a majority of senior workers.

​Annual Value of Residence

 ​Not more than $21,000.

​Property Ownership

​Own not more than one property.

* RA savings refer to the cash set aside in the RA (excluding amounts such as interest earned, any governments grants received), plus retirement withdrawals. If you are turning 55 in the assessment year and your RA has not been created at the time we assess your eligibility, your total Special Account and Ordinary Account savings will be assessed instead.

^Current Basic Retirement Sum for 2024.

Find out how you can check your eligibility for the Matched Retirement Savings Scheme.