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What conditions must I meet in order to receive and retain the matching grant?

To receive and keep the matching grant, you must:

  1. be eligible for the Matched Retirement Savings Scheme for the year;
  2. have received cash top-ups during the year; and
  3. still be a Singapore Citizen when the matching grant is credited to your Retirement Account (RA).

Do note that cash top-ups are irreversible. Read more about the irreversibility condition.

In an unlikely event where the cash top-up is reversed and you have already received the matching grant, the grant and any interest earned on it will be recovered from your CPF account.