CPF digital services will not be available on 23 Jan 2022 from 2am to 5am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

Maintenance: CPF digital services at the website will not be available on 24 Dec 2021, from 9.30am to 11am (Singapore time) due to system maintenance. We apologise for any inconvenience caused. You may still access CPF digital services on CPF mobile app.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.

CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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What are the benefits of the Matched Retirement Savings Scheme?

Under the Matched Retirement Savings Scheme, you will enjoy:

  • dollar-for-dollar matching grant for cash top-ups received in your Retirement Account (RA), up to $600 per year
  • attractive interest rates up to 6% p.a. on your cash top-ups, allowing you to enjoy higher monthly payouts in retirement
  • tax relief if you’re making the cash top-up to yourself or your loved ones. If you are an employer who’s making cash top-ups for your employees, you will also qualify for tax deductions.


For example, if you have $40,000 in your RA when you turn 55 in 2021 and receive a yearly cash top-up of $600 to in your RA for five years, you will receive a total matching grant of $3,000 from the government. Coupled with attractive interest rates of up to 6% p.a., you will accumulate an additional $8,300 in your RA by the time you turn 65, allowing you to enjoy $45 more in CPF monthly payouts for life.