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What is the objective of CPF Investment Scheme (CPFIS)?

The Central Provident Fund (CPF) offers a comprehensive range of schemes and services. The CPF Investment Scheme (CPFIS) gives you the opportunity to invest your CPF savings in a wide range of investments to enhance your retirement nest egg.

Investment objectives and goals differ from person to person. The CPFIS reflects this by making different types of investments available to CPF members. Under the CPFIS, you can invest your CPF savings in shares and loan stocks, unit trusts, government bonds, statutory board bonds, bank deposits, fund management accounts, endowment insurance policies, investment-linked insurance policies, exchange traded funds and gold.

However, the CPF Board does not specifically endorse any product providers or investment products included under the CPFIS. All investments come with risk and you may lose all or a portion of the amount invested. If you are not confident of investing on your own, you may consider leaving your money in your CPF accounts, which earns risk-free interest.