Scheduled Maintenance: CPF digital services will not be available on 26 Mar 2023, from 12am to 8am.

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What is the difference between the CPF Investment Scheme-Ordinary Account (CPFIS-OA) and CPF Investment Scheme-Special Account (CPFIS-SA)?

Under CPF Investment Scheme-Ordinary Account (CPFIS-OA), investments may only be made using Ordinary Account savings while under CPF Investment Scheme-Special Account (CPFIS-SA), investments may only be made using Special Account savings. The instruments available for investments under CPFIS-OA and CPFIS-SA are different.

To find out how much CPF savings you can invest and what instruments you can invest in, you can refer to the list of instruments available for investment under the CPFIS (PDF, 0.1MB).