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What are the new Total Expense Ratio (TER) caps?

The new Total Expense Ratio1 (TER) caps are as follows:

Risk Categories

New TER Caps (%)

Higher Risk

1.75

Medium to High Risk

1.55

Low to Medium Risk

0.95

Lower Risk

0.35


For CPF Investment Scheme List A funds, fund managers/insurers are not allowed to charge expenses more than the TER caps.

1 Guidelines on the computation of expense ratio can be found in the Investment Management Association of Singapore (IMAS) website.