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How much CPF savings can I invest?

You can find out how much CPF savings you can invest by logging in to my cpf digital services with your Singpass > Select my cpf > My dashboards > Investment. You can also refer to the list of instruments available for investment under the CPF Investment Scheme (PDF, 0.1MB) to learn about the instruments that you can invest in.

The first $60,000 of your combined CPF accounts earns extra interest. To enable members to earn extra interest, monies in excess of $20,000 in your Ordinary Account and $40,000 in your Special Account can be invested. This requirement applies to all members, even if you are aged 55 and above and have set aside the Full Retirement Sum, due to the inherent risks associated with investments which applies across all age groups.

You can refer to Annex A (PDF, 48KB) for more details on the instruments included under the CPF Investment Scheme.

You may wish to refer to the risk classification tables for unit trusts (PDF, 0.1MB), investment-linked insurance products (PDF, 0.2MB) and exchange traded funds (PDF, 40KB) which CPF monies can be invested in.