Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available from 26 Nov 2022, 10pm to 27 Nov 2022, 7am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

Your page is loading.
One moment please.

How do I apply to use my CPF savings under the CPF Investment Scheme (CPFIS)?

If you are a new CPFIS investor, you will need to take the Self-Awareness Questionnaire (SAQ) before you can start investing under CPFIS. The SAQ helps you to assess if you have basic financial knowledge and whether CPFIS is suitable for you.

The process for applying to use your CPF savings under CPF Investment Scheme-Ordinary Account (CPFIS-OA) and CPF Investment Scheme-Special Account (CPFIS-SA) are different.

Please select:

For CPFIS-OA, you will need to open a CPF Investment Account with one of the following CPFIS agent banks:

  • DBS Bank Ltd (DBS)
  • Oversea-Chinese Banking Corporation Ltd (OCBC)
  • United Overseas Bank Ltd (UOB)

Only UOB offers gold products (excluding gold ETFs). If you wish to invest in gold, you will need an investment account with UOB.

 

You will need to bring along your identity card and a copy of your CPF statement for the agent bank to verify your CPF account number. The agent bank will also require you to declare your SAQ status and/or ask to view a copy of your SAQ status.

 

Once you have successfully opened a CPF Investment Account, you may approach the product providers directly to buy or sell your investments.

 

Your agent banks will liaise with the Board and the various product providers to settle your purchase and sale of investment, and keep track of your investment holdings and transactions in your CPF Investment Account. Do cater processing time required for the settlement of each application (applicable to both the purchase and sale of investments). You can check with the respective service / product providers directly for the processing time required.

 

Note that you can only maintain one CPF Investment Account at any one time.

 

For more information, you can contact the Service/Product Providers (PDF, 0.1MB) included under the CPFIS.

For CPFIS-SA, no CPF Investment Account is required.

 

You may approach the product providers directly to buy or sell your investments.

 

You will need to bring along your identity card and a copy of your CPF statement for the product provider to verify your CPF account number. The product provider will also require you to declare your SAQ status and/or ask to view a copy of your SAQ status. Do cater processing time required for the settlement of each application (applicable to both the purchase and sale of investments). You can check with the respective service / product providers directly for the processing time required.

 

CPF Board will liaise with the various product providers to settle your purchase and sale of investment, and keep track of your investment holdings and transactions.

 

For more information, you can contact the Service/Product Providers (PDF, 0.1MB) included under the CPFIS.