CPF digital services will not be available from 4 Dec 2021, 8pm to 5 Dec 2021, 8am (Singapore time) due to system maintenance. We apologise for any inconvenience caused.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

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How do I apply to use my CPF savings under the CPF Investment Scheme (CPFIS)?

If you are a new CPFIS investor, you will need to take the Self-Awareness Questionnaire (SAQ) before you can start investing under CPFIS. The SAQ helps you to assess if you have basic financial knowledge and whether CPFIS is suitable for you.

The process for applying to use your CPF savings under CPF Investment Scheme-Ordinary Account (CPFIS-OA) and CPF Investment Scheme-Special Account (CPFIS-SA) are different.

Please select:

For CPFIS-OA, you will need to open a CPF Investment Account with one of the following CPFIS agent banks:

  • DBS Bank Ltd (DBS)
  • Oversea-Chinese Banking Corporation Ltd (OCBC)
  • United Overseas Bank Ltd (UOB)

Only UOB offers gold products (excluding gold ETFs). If you wish to invest in gold, you will need an investment account with UOB.

 

You will need to bring along your identity card and a copy of your CPF statement for the agent bank to verify your CPF account number. The agent bank will also require you to declare your SAQ status and/or ask to view a copy of your SAQ status.

 

Once you have successfully opened a CPF Investment Account, you may approach the product providers directly to buy or sell your investments.

 

Your agent banks will liaise with the Board and the various product providers to settle your purchase and sale of investment, and keep track of your investment holdings and transactions in your CPF Investment Account. Do take note that there is a processing time required for the settlement of each application. You can check with the respective service / product providers directly for the processing time required.

 

Note that you can only maintain one CPF Investment Account at any one time.

 

For more information, you can contact the Service/Product Providers (PDF, 0.1MB) included under the CPFIS.

For CPFIS-SA, no CPF Investment Account is required.

 

You may approach the product providers directly to buy or sell your investments.

 

You will need to bring along your identity card and a copy of your CPF statement for the product provider to verify your CPF account number. The product provider will also require you to declare your SAQ status and/or ask to view a copy of your SAQ status. Do take note that there is a processing time required for the settlement of each application. You can check with the respective service / product providers directly for the processing time required.

 

CPF Board will liaise with the various product providers to settle your purchase and sale of investment, and keep track of your investment holdings and transactions.

 

For more information, you can contact the Service/Product Providers (PDF, 0.1MB) included under the CPFIS.