Scheduled Maintenance: CPF digital services will not be available on 4 June 2023 from 12am to 8am.

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Can I continue to invest under the CPF Investment Schemes beyond age 55?

You can continue to invest even after age 55, as long as you have set aside your Full Retirement Sum (FRS) in the Retirement Account. The FRS can be set aside fully with cash, or with cash (i.e. at least the Basic Retirement Sum) and property. In addition, you will not be able to invest the first $20,000 in your Ordinary Account and the first $40,000 in your Special Account. 

Please also note that the stock and gold limits (PDF, 0.1MB) applicable to you may change.

Please refer to this FAQ for more information on how the retirement sum is set aside at age 55.

To check your available CPF amount for investment, you can:

  • login into my cpf digital services with your Singpass > Select my cpf > My dashboards > Investment,
  • access the 'CPF Mobile' app with your Singpass, or 
  • visit any CPF Service Centres personally with your identity card.