Singpass is undergoing maintenance on 5 Dec 2021, from 12am to 6am (Singapore time). You will not be able to use your Singpass ID and password to login. You may still use Singpass Mobile QR to login to our digital services. We apologise for any inconvenience caused.

my cpf

View personal CPF information and transactions for retirement, home ownership, healthcare, and more.


CPF overview

CPF empowers you to secure your life goals. Save for retirement, home ownership, and healthcare protection.

Growing your savings

For greater peace of mind in your golden years, CPF provides you with a strong foundation for retirement by helping you save for your retirement income, home ownership and healthcare needs.

Retirement income

Build a strong foundation for your retirement and get more from what you save in your golden years.

Home ownership

Owning a home can be affordable. Take care of your mortgage repayment, while protecting your retirement nest egg.

Healthcare financing

Learn how CPF can give you peace of mind to manage your basic healthcare sum and meet the costs of your healthcare needs.

Account services

Throughout your working life and in retirement, you can easily access your CPF account information using Singpass. To better manage your CPF savings, keep up with the latest news by having your contact details updated and subscribe to our email notifications.

Your page is loading.
One moment please.

What are the CPF interest rates?

CPF Interest Rates (1 January 2022 to 31 March 2022)

To help boost retirement savings, the Government pays extra interest on the first $60,000 of your combined CPF balances, which is capped at $20,000 for Ordinary Account (OA). Please refer to details on extra interest in the table below.
 
Age Extra interest
Below 55 years old 1% per annum on the first $60,000 (capped at $20,000 for OA) 
55 years old and above

2% per annum on the first $30,000, 1% per annum on the next $30,000
(capped at $20,000 for OA)

This means that you earn up to 6% on your retirement savings

 
Extra interest earned on OA savings go into your Special Account (SA) or Retirement Account (RA) to enhance your retirement savings. If you are participating in the CPF LIFE scheme, you will still earn the extra interest on your combined CPF balances, including the savings used for CPF LIFE.
 
Please refer to the respective links for more information on the CPF interest rates and historical CPF interest rates (PDF, 0.14MB).