Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 29 Jan 2023, from 12am to 5am.

Message from GovTech: Some users may be experiencing difficulties accessing digital services with Singpass. We are working to resolve the issue. We apologise for any inconvenience caused, and will provide updates in due course.

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What is Contribute-As-You-Earn (CAYE)?

Under the Contribute-As-You-Earn (CAYE) scheme, a MediSave contribution is required as and when a self-employed person (SEP) earns a service fee. Every time a service fee is paid to the SEP, the corporate service buyers (CSBs) or intermediaries making the payment will first deduct and credit a portion of the service fee to the SEP’s MediSave Account, before paying the remainder of the service fee to the SEP.

CAYE does not change the amount of MediSave contributions SEPs have to make based on their net trade income.

SEPs who provide services to government agencies are automatically enrolled into CAYE.