Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 29 Jan 2023, from 12am to 5am.

Message from GovTech: Some users may be experiencing difficulties accessing digital services with Singpass. We are working to resolve the issue. We apologise for any inconvenience caused, and will provide updates in due course.

Your page is loading.
One moment please.

What if I am in financial hardship and is unable to set aside monies for MediSave via the Contribute-As-You-Earn (CAYE) scheme?

We understand that some self-employed persons (SEPs) may be facing financial difficulties and may not be able to cope with Contribute-As-You-Earn (CAYE). Thus, if you do not have outstanding MediSave payable or are contributing via GIRO instalments, you may set your CAYE contribution rate to 0%. This means that you’ll receive your service payment in full, and CAYE contribution will not be deducted from your service payment. Please write to us at self-employed@cpf.gov.sg if you wish to apply for a 0% CAYE contribution rate. CPF Board will assess your eligibility and inform you of the outcome in writing.