Scheduled Maintenance: CPF digital services will not be available on 25 Feb 2024, from 2am to 5am.

Your page is loading.
One moment please.

What if I am in financial hardship and is unable to set aside monies for MediSave via the Contribute-As-You-Earn (CAYE) scheme?

We understand that some self-employed persons (SEPs) may be facing financial difficulties and may not be able to cope with Contribute-As-You-Earn (CAYE). Thus, if you do not have outstanding MediSave payable or are contributing via GIRO instalments, you may set your CAYE contribution rate to 0%. This means that you’ll receive your service payment in full, and CAYE contribution will not be deducted from your service payment. Please write to us at self-employed@cpf.gov.sg if you wish to apply for a 0% CAYE contribution rate. CPF Board will assess your eligibility and inform you of the outcome in writing.