I do not have a Dependants’ Protection Scheme (DPS) cover. Do I need to declare my health to be insured under DPS?
Yes, the eligibility for a DPS cover is subject to you being in good health when your policy commences.
As with any life insurance, DPS cover may be deferred or declined if a member has any serious pre-existing illnesses before policy commencement. This is to ensure that the scheme remains viable and the premiums are kept affordable for all insured members.