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Message from GovTech: Some users may be experiencing difficulties accessing digital services with Singpass. We are working to resolve the issue. We apologise for any inconvenience caused, and will provide updates in due course.

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What will be distributed to my family under the intestacy laws?

When you are no longer around, we will pay the savings in your Ordinary, Special, MediSave and Retirement Accounts to the Public Trustee's Office for distribution to your family member(s) in accordance with the intestacy laws or inheritance certificate (for Muslims) in Singapore if you did not make a CPF nomination.

The following assets are due to the beneficiaries of the deceased's estate:

a. Discounted Singtel shares;

b. Properties bought with your CPF savings1;

c. Payout from Dependants’ Protection Scheme (DPS)2; and

d. Investments made under CPF Investment Scheme (CPFIS)3

1 The treatment of the deceased’s share of the property is dependent on the manner of holding. If the property is held under Joint Tenancy, ownership of property will be transferred to the surviving owner(s). If the property is held under Tenancy-in-Common, the deceased's share of property will form part of his estate.

2 You can make a DPS nomination with your DPS insurer or make a will to determine the beneficiaries of the DPS claim benefits. Without a DPS nomination or will, the benefits will be paid to the proper claimant(s). A proper claimant can be the executor of the deceased’s estate or a family member.

3 These will form part of your estate, except for insurance policies where if you have made a nomination with your insurance company, the death benefits from the policies will be paid to your nominated beneficiaries.