Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 29 Jan 2023, from 12am to 5am.

Message from GovTech: Some users may be experiencing difficulties accessing digital services with Singpass. We are working to resolve the issue. We apologise for any inconvenience caused, and will provide updates in due course.

Your page is loading.
One moment please.

What happens if my nominee and I (e.g. husband and wife) nominate each other and both of us pass away simultaneously?

In the event of simultaneous death, the older person is deemed to have died first.

Please see below for examples to illustrate the above.

 

If you are the older nominee, your CPF savings will be paid to your nominee's estate.

 

If you are the younger nominee, it is deemed that your nominee has died first and there is therefore no nominee. Your CPF savings will be forwarded to the Public Trustee’s Office for distribution to your family members in accordance with the Intestate Succession Act (Cap 146) for Non-Muslims, and the Administration of Muslim Law Act for Muslims.

Assuming you appointed the nominees as follows:

  1. Spouse - 60%
  2. Mother - 30%
  3. Son - 10%

If you are the older spouse, 60% of your CPF savings will be paid to your spouse's estate. Your mother and son will receive 30% and 10% of your CPF savings respectively.

If you are the younger spouse, it is deemed that your spouse has died first. His/her share of your CPF savings will be passed on to the surviving nominees in the same proportion as their specified shares.

Your mother and son will receive your CPF savings as follows :

  1. Mother - 75% [original 30% + 3/4 of your spouse's share (equivalent to 45%)
  2. Son - 25% [original 10% + 1/4 of your spouse's share (equivalent to 15%)