Home Protection Scheme (HPS) Premium Calculator

The HPS is a mortgage-reducing insurance that protects members and their families against losing their HDB flat in the event of death, terminal illness or total permanent disability. HPS insures members up to age 65 or until the housing loans are paid up, whichever is earlier.

This calculator estimates the premium for a new HPS cover. If you are adjusting your HPS cover, please write to us at cpf.gov.sg/writetous for the estimated premium.

Important Notes
  • You may take 5 minutes to calculate the estimated HPS premium.
  • HPS covers members who are between the ages of 21 and 65.

  • Please read the Disclaimer before proceeding further.

  • All fields marked with are mandatory.
e.g. dd/mm/yyyy

Flat Type
HDB
$
e.g. 123.23
e.g. 10
Coverage (Default 100%)
%
e.g. 10

The HPS is a mortgage-reducing insurance that protects members and their families against losing their HDB flat in the event of death, terminal illness or total permanent disability. HPS insures members up to age 65 or until the housing loans are paid up, whichever is earlier.

This calculator estimates the premium for a new HPS cover. If you are adjusting your HPS cover, please write to us at cpf.gov.sg/writetous for the estimated premium.

(Note : HPS covers members who are between the ages of 21 and 65)

Date Of Birth
01 Jan 0001
Sex
Male
Flat Type
HDB
Loan Amount
$0.00
Loan Interest Type
Concessionary Rate
Term Of Loan in years
years
Coverage (Default 100%)
100%

Results

Premium Payment Term
years
Annual HPS Premium Payable
$