CPF Housing Withdrawal Limits Calculator

The CPF Housing Withdrawal Limits Calculator helps you to estimate when you will reach the CPF Housing Withdrawal Limits on the use of CPF for housing.
This calculator is applicable for:

  • Properties bought before 10 May 2019 with a remaining lease of at least 60 years.
  • Properties bought on or after 10 May 2019 where the remaining lease covers the youngest owner using CPF to at least 95 years old.
The remaining lease and age are determined at the point of purchase.

Important Notes
  • This e-Service may take 1 minute to complete.

  • Please read the Disclaimer before proceeding further.

  • All fields marked with are mandatory.

Step 1

Step 2Please complete the following fields

$
e.g. 123.23
$
e.g. 123.23
(for downpayment and monthly instalments as at today)
$
e.g. 123.23
(CPF used by all owners towards the instalment payment)
$
e.g. 123.23
%
Date Property Bought or Loan Refinanced Applicable CPF Withdrawal Limits
1 Jan 2003 - 31 Dec 2003 150 %
1 Jan 2004 - 31 Dec 2004 144 %
1 Jan 2005 - 31 Dec 2005 138 %
1 Jan 2006 - 31 Dec 2006 132 %
1 Jan 2007 - 31 Dec 2007 126 %
1 Jan 2008 onwards 120 %

(This calculator is for private properties with remaining lease of at least 60 years)

The CPF Housing Withdrawal Limits Calculator helps you to estimate when you will reach the CPF Housing Withdrawal Limits on the use of CPF for housing.
This calculator is applicable for:

  • Properties bought before 10 May 2019 with a remaining lease of at least 60 years.
  • Properties bought on or after 10 May 2019 where the remaining lease covers the youngest owner using CPF to at least 95 years old.
The remaining lease and age are determined at the point of purchase.