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SitemapSitemap<h1>Members</h1> <br> <table class="cpf-table cpf-form-table--vtop"><thead><tr><th colspan="3" style="text-align:left;"> CPF Schemes</th></tr></thead><tbody><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Retirement</strong></p><p> <a class="Link1" href="/Members/Schemes/schemes/retirement/cpf-life">CPF LIFE </a> <br> <a class="Link1" href="/Members/Schemes/schemes/retirement/retirement-sum-scheme">Retirement Sum Scheme </a> <br> <a class="Link1" href="/Members/Schemes/schemes/retirement/retirement-sum-topping-up-scheme">Retirement Sum Topping-Up Scheme </a> <br> <a class="Link1" href="/Members/Schemes/schemes/retirement/withdrawals-of-cpf-savings-from-55">Withdrawals of CPF savings from 55</a><br><br></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Housing</strong></p><p> <a class="Link1" href="/Members/Schemes/schemes/housing/public-housing-scheme">Public Housing Scheme</a><br><a class="Link1" href="/Members/Schemes/schemes/housing/private-properties-scheme">Private Properties Scheme</a><br><a class="Link1" href="/Members/Schemes/schemes/housing/home-protection-scheme">Home Protection Scheme</a></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Healthcare</strong></p><p> <a class="Link1" href="/Members/Schemes/schemes/healthcare/medisave">Medisave</a><br><a class="Link1" href="/Members/Schemes/schemes/healthcare/medishield-life">MediShield Life</a><br><a class="Link1" href="/Members/Schemes/schemes/healthcare/private-medical-insurance-scheme">Private Medical Insurance Scheme</a><br><a class="Link1" href="/Members/Schemes/schemes/healthcare/eldershield">ElderShield</a><br></p></td></tr></tbody></table></td></tr><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Optimising My CPF</strong></p><p> <a class="Link1" href="/Members/Schemes/schemes/optimising-my-cpf/cpf-investment-schemes">CPF Investment Schemes </a></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Self-Employed Matters</strong></p><p> <a class="Link1" href="/Members/Schemes/schemes/self-employed-matters/self-employed-scheme">Self-Employed Scheme</a></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Other Matters</strong></p><p> <a class="Link1" href="/Members/Schemes/schemes/other-matters/cpf-nomination-scheme">CPF Nomination Scheme</a><br><a class="Link1" href="/Members/Schemes/schemes/other-matters/cpf-withdrawals-on-other-grounds">CPF Withdrawals on Other Grounds</a><br><a class="Link1" href="/Members/Schemes/schemes/other-matters/dependants-protection-scheme">Dependants' Protection Scheme</a><br><a class="Link1" href="/Members/Schemes/schemes/other-matters/cpf-education-scheme">CPF Education Scheme</a><br><a class="Link1" href="/Members/Schemes/schemes/other-matters/cpf-contribution-for-employees">CPF Contribution for Employees<br></a><br> </p></td></tr></tbody></table></td></tr></tbody></table> <br> <table class="cpf-table cpf-form-table--vtop"><thead><tr><th colspan="1" style="text-align:left;">Tools</th><th colspan="2" style="text-align:left;">Online Demos</th></tr></thead><tbody><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <a class="Link1" href="/members/tools/calculators">Calculators</a><br><a class="Link1" href="/Members/Tools/videos">Videos </a> <br> <a class="Link1" href="/Members/Tools/booklets">Booklets</a><br><a class="Link1" href="/Members/Tools/brochures">Brochures</a><br><a class="Link1" href="/Members/Tools/infographics">Infographics</a><br> </p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Appointments</strong></p><p> <a class="Link1" href="/Members/Tools/online-demos/online-demos/appointments/cpf-appointment-service">CPF Appointment Service</a><br><a class="Link1" href="/Members/Tools/online-demos/online-demos/appointments/cpf-e-medical-appointment-service">CPF e-Medical Appointment Service</a><br> </p><p> <br> <strong>AXS Stations</strong></p><p> <a class="Link1" href="/Members/Tools/online-demos/online-demos/axs-stations/contribution-services">Contribution Services</a><br><a class="Link1" href="/Members/Tools/online-demos/online-demos/axs-stations/payment-services">Payment Service</a><br> </p><p> <br> <strong>Business Partners</strong></p><p> <a class="Link1" href="/Members/Tools/online-demos/online-demos/business-partners/data-exchange-services">Data Exchange Services</a><br><a class="Link1" href="/Members/Tools/online-demos/online-demos/business-partners/online-applications">Online Applications</a><br> </p><p> <br> <strong>e-Cashier</strong></p><p> <a class="Link1" href="/Members/Tools/online-demos/online-demos/e-cashier/payment-services">Payment Service</a><br> </p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>iPhone</strong></p><p> <a class="Link1" href="/Members/Tools/online-demos/online-demos/iphone/calculators">Calculators</a><br><a class="Link1" href="/Members/Tools/online-demos/online-demos/iphone/my-statement">My Statement</a><br> </p><p> <br> <strong>my cpf Online Services</strong></p><p> <a class="Link1" href="/Members/Tools/online-demos/online-demos/my-cpf-online-services/my-statement">My Statement</a><br><a class="Link1" href="/Members/Tools/online-demos/online-demos/my-cpf-online-services/my-requests">My Requests</a><br><a class="Link1" href="/Members/Tools/online-demos/online-demos/my-cpf-online-services/my-messages">My Messages</a><br><a class="Link1" href="/Members/Tools/online-demos/online-demos/my-cpf-online-services/my-activities">My Activities</a><br><a class="Link1" href="/Members/Tools/online-demos/online-demos/my-cpf-online-services/my-particulars">My Particulars</a><br> </p><p> <br> <strong>Self-service Automated Machine (SAM)</strong></p><p> <a class="Link1" href="/Members/Tools/online-demos/online-demos/self-service-automated-machine-(sam)/payment-services">Payment Services</a><br> </p></td></tr></tbody></table></td></tr></tbody></table> <br> <table class="cpf-table cpf-form-table--vtop"><thead><tr><th colspan="1" style="text-align:left;">e-Services</th><th colspan="2" style="text-align:left;">Forms and E-App - Schemes</th></tr></thead><tbody><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <a class="Link1" href="https://www.cpf.gov.sg/eSvc/Web/PortalServices/MemberPortalServices"><em>my cpf</em> Online Services</a><br><a class="Link1" href="/Members/Services/others/esvpages/e-services/enquiry-payment-services">Enquiry & Payment Services</a><br><a class="Link1" href="/Members/Services/others/esvpages/e-services/cpf-appointment-service">CPF Appointment Service</a><br><a class="Link1" href="/Members/Services/others/esvpages/e-services/cpf-e-medical-appointment-service">CPF e-Medical Appointment Service</a><br><a class="Link1" href="/Members/Services/others/esvpages/e-services/axs">AXS</a><br><a class="Link1" href="/Members/Services/others/esvpages/e-services/sam">SAM</a><br><a class="Link1" href="/Members/Services/others/esvpages/e-services/mobile">Mobile</a><br><a class="Link1" href="/Members/Services/others/esvpages/e-services/personal-internet-banking-atm">Personal Internet Banking & ATM </a> <br> </p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Retirement</strong></p><p> <a class="Link1" href="/Members/Services/forms-and-e-app/schemes/retirement/cpf-life">CPF LIFE</a><br><a class="Link1" href="/Members/Services/forms-and-e-app/schemes/retirement/retirement-sum-scheme">Retirement Sum Scheme</a><br><a class="Link1" href="/Members/Services/forms-and-e-app/schemes/retirement/retirement-sum-topping-up-scheme">Retirement Sum Topping-Up Scheme </a> <br> <span aria-hidden="true"></span> <a class="Link1" href="/Members/Services/forms-and-e-app/schemes/retirement/withdrawals-of-cpf-savings-from-55"> <span aria-hidden="true"></span>Withdrawals of CPF savings from 55</a><br> </p><p> <br> <strong>Housing</strong></p><p> <a class="Link1" href="/Members/Services/forms-and-e-app/schemes/housing/public-housing-scheme">Public Housing Scheme</a><br><a class="Link1" href="/Members/Services/forms-and-e-app/schemes/housing/private-properties-scheme">Private Properties Scheme</a><br><a class="Link1" href="/Members/Services/forms-and-e-app/schemes/housing/home-protection-scheme">Home Protection Scheme</a><br> </p><p> <br> <strong>Healthcare</strong></p><p> <a class="Link1" href="/Members/Services/forms-and-e-app/schemes/healthcare/medisave">Medisave</a><br><a class="Link1" href="/Members/Services/forms-and-e-app/schemes/healthcare/medishield-life">MediShield Life</a><br> </p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Optimising My CPF</strong></p><p> <a class="Link1" href="/Members/Services/forms-and-e-app/schemes/optimising-my-cpf/cpf-investment-schemes">CPF Investment Schemes</a><br> </p><p> <br> <strong>Self-Employed Matters</strong></p><p> <a class="Link1" href="/Members/Services/forms-and-e-app/schemes/self-employed-matters/self-employed-scheme">Self-Employed Scheme</a><br> </p><p> <strong>Other Matters</strong></p><p> <a class="Link1" href="/Members/Services/forms-and-e-app/schemes/other-matters/cpf-nomination-scheme">CPF Nomination Scheme</a><br><a class="Link1" href="/Members/Services/forms-and-e-app/schemes/other-matters/cpf-withdrawals-on-other-grounds">CPF Withdrawals on Other Grounds</a><br><a class="Link1" href="/Members/Services/forms-and-e-app/schemes/other-matters/cpf-education-scheme">CPF Education Scheme</a><br><a class="Link1" href="/Members/Services/forms-and-e-app/schemes/other-matters/others">Others</a><br> </p></td></tr></tbody></table></td></tr></tbody></table> <br> <table class="cpf-table cpf-form-table--vtop"><thead><tr><th colspan="3" style="text-align:left;">FAQ</th></tr></thead><tbody><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Retirement</strong></p><p> <a class="Link1" href="/members/faq/schemes/retirement/cpf-life">CPF LIFE </a><br><a class="Link1" href="/Members/FAQ/schemes/retirement/retirement-sum-scheme">Retirement Sum Scheme </a> <br> <a class="Link1" href="/Members/FAQ/schemes/retirement/retirement-sum-topping-up-scheme">Retirement Sum Topping-Up Scheme </a> <br> <a class="Link1" href="/Members/FAQ/schemes/retirement/withdrawals-of-cpf-savings-from-55">Withdrawals of CPF savings from 55</a><br><br></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Housing</strong></p><p> <a class="Link1" href="/Members/FAQ/schemes/housing/public-housing-scheme">Public Housing Scheme</a><br><a class="Link1" href="/Members/FAQ/schemes/housing/private-properties-scheme">Private Properties Scheme</a><br><a class="Link1" href="/Members/FAQ/schemes/housing/home-protection-scheme">Home Protection Scheme</a></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Healthcare</strong></p><p> <a class="Link1" href="/Members/FAQ/schemes/healthcare/medisave">Medisave</a><br><a class="Link1" href="/Members/FAQ/schemes/healthcare/medishield-life">MediShield Life</a><br><a class="Link1" href="/Members/FAQ/schemes/healthcare/private-medical-insurance-scheme">Private Medical Insurance Scheme</a><br><a class="Link1" href="/Members/FAQ/schemes/healthcare/eldershield">ElderShield</a><br></p></td></tr></tbody></table></td></tr><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Optimising My CPF</strong></p><p> <a class="Link1" href="/Members/FAQ/schemes/optimising-my-cpf/cpf-investment-schemes">CPF Investment Schemes </a></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Self-Employed Matters</strong></p><p> <a class="Link1" href="/Members/FAQ/schemes/self-employed-matters/self-employed-scheme">Self-Employed Scheme</a></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Other Matters</strong></p><p> <a class="Link1" href="/Members/FAQ/schemes/other-matters/cpf-nomination-scheme">CPF Nomination Scheme</a><br><a class="Link1" href="/Members/FAQ/schemes/other-matters/cpf-withdrawals-on-other-grounds">CPF Withdrawals on Other Grounds</a><br><a class="Link1" href="/Members/FAQ/schemes/other-matters/dependants-protection-scheme">Dependants' Protection Scheme</a><br><a class="Link1" href="/Members/FAQ/schemes/other-matters/cpf-education-scheme">CPF Education Scheme</a><br><a class="Link1" href="/Members/FAQ/schemes/other-matters/cpf-contribution-for-employees">CPF Contribution for Employees<br></a><a class="Link1" href="/Members/FAQ/schemes/other-matters/others">Others</a><br> </p></td></tr></tbody></table></td></tr></tbody></table> <br> <h1> Employers </h1> <br> <table class="cpf-table cpf-form-table--vtop"><thead><tr><th colspan="2" style="text-align:left;">Employer Guide</th></tr></thead><tbody><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Setting Up a Company</strong></p><p> <a class="Link1" href="/Employers/EmployerGuides/employer-guides/setting-up-a-company/registering-as-an-employer-and-knowing-your-responsibilities">Registering as an Employer and Knowing your Responsibilities</a><br> </p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Hiring Employees</strong></p><p> <a class="Link1" href="/Employers/EmployerGuides/employer-guides/hiring-employees/cpf-contributions-for-your-employees">CPF Contributions for your Employees</a><br><a class="Link1" href="/Employers/EmployerGuides/employer-guides/hiring-employees/foreign-worker-levy-(fwl)">Foreign Worker Levy (FWL)</a><br><a class="Link1" href="/Employers/EmployerGuides/employer-guides/hiring-employees/skills-development-levy-(sdl)">Skills Development Levy (SDL)</a><br><a class="Link1" href="/Employers/EmployerGuides/employer-guides/hiring-employees/contributions-to-self-help-groups-(shgs)-and-share-donations">Contributions to Self-Help Groups (SHGs) and SHARE Donations<br> </a></p> <a class="Link1"> </a></td></tr></tbody></table></td></tr><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Paying CPF Contributions</strong></p><p> <a class="Link1" href="/Employers/EmployerGuides/employer-guides/paying-cpf-contributions/cpf-contribution-and-allocation-rates">CPF Contribution and Allocation Rates</a><br><a class="Link1" href="/Employers/EmployerGuides/employer-guides/paying-cpf-contributions/cpf-e-submission">CPF e-Submission</a><br><a class="Link1" href="/Employers/EmployerGuides/employer-guides/paying-cpf-contributions/direct-debit-and-other-payment-modes">Direct Debit and Other Payment Modes</a><br><a class="Link1" href="/Employers/EmployerGuides/employer-guides/paying-cpf-contributions/adjustment-and-refund-of-cpf-contributions">Adjustment and Refund of CPF Contributions</a><br><a class="Link1" href="/Employers/EmployerGuides/employer-guides/paying-cpf-contributions/voluntary-contributions-for-your-employees">Voluntary Contributions for your Employees</a><br> </p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Compliance Matters</strong></p><p> <a class="Link1" href="/Employers/EmployerGuides/employer-guides/compliance-matters/cpf-compliance-and-enforcement-of-cpf-contributions">CPF Compliance and Enforcement of CPF Contributions</a><br> </p></td></tr></tbody></table></td></tr></tbody></table> <br> <table class="cpf-table cpf-form-table--vtop"><thead><tr><th colspan="1" style="text-align:left;">Tools</th><th colspan="1" style="text-align:left;">e-Services</th></tr></thead><tbody><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="2"></td></tr><tr><td> </td><td height="24"><p> <a class="Link1" href="/Employers/Tools/brochures">Brochures</a><br><a class="Link1" href="/employers/tools/calculators">Calculators</a><br><br> </p><p> <strong>Online Demos</strong></p><p> <a class="Link1" href="/Employers/Tools/online-demos/online-demos/axs-stations/payment-services">AXS Stations</a><br><a class="Link1" href="/Employers/Tools/online-demos/online-demos/employer-services/cpf-e-submission">Employer Services</a><br></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <a class="Link1" href="/Employers/Services/others/evcpages/e-services/axs-stations" target="_blank">AXS Stations</a><br><a class="Link1" href="https://www2.cpf.gov.sg/ert">CPF e-Submission</a><br><a class="Link1" href="https://www.cpf.gov.sg/eSvc/Web/Services/GiroApplicationStatusEnquiry/GiroApplicationStatusEnquiryLanding">Direct Debit Authorisation/GIRO Application Status</a><br><a class="Link1" href="/Employers/Services/others/evcpages/e-services/medisave-medishield-reimbursement">Medisave/MediShield Reimbursement</a><br><a class="Link1" href="https://www.cpf.gov.sg/eSvc/Web/Employer/Introduction?fromCI=False">Online Applications</a><br> </p></td></tr></tbody></table></td></tr></tbody></table> <br> <table class="cpf-table cpf-form-table--vtop"><thead><tr><th colspan="2" style="text-align:left;">Forms and E-App - Employer Guides</th></tr></thead><tbody><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Setting Up a Company</strong></p><p> <a class="Link1" href="/Employers/Services/forms-and-e-app/employer-guides/setting-up-a-company/registering-as-an-employer-and-knowing-your-responsibilities">Registering as an Employer and Knowing your Responsibilities</a><br> </p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Hiring Employees</strong></p><p> <a class="Link1" href="/Employers/Services/forms-and-e-app/employer-guides/hiring-employees/foreign-worker-levy-(fwl)">Foreign Worker Levy (FWL)</a><br></p> <a class="Link1"> </a></td></tr></tbody></table></td></tr><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Paying CPF Contributions</strong></p><p> <a class="Link1" href="/Employers/Services/forms-and-e-app/employer-guides/paying-cpf-contributions/cpf-contribution-and-allocation-rates">CPF Contribution and Allocation Rates</a><br><a class="Link1" href="/Employers/Services/forms-and-e-app/employer-guides/paying-cpf-contributions/cpf-e-submission">CPF e-Submission</a><br><a class="Link1" href="/Employers/Services/forms-and-e-app/employer-guides/paying-cpf-contributions/direct-debit-and-other-payment-modes">Direct Debit and Other Payment Modes</a><br><a class="Link1" href="/Employers/Services/forms-and-e-app/employer-guides/paying-cpf-contributions/adjustment-and-refund-of-cpf-contributions">Adjustment and Refund of CPF Contributions</a><br><a class="Link1" href="/Employers/Services/forms-and-e-app/employer-guides/paying-cpf-contributions/voluntary-contributions-for-your-employees">Voluntary Contributions for your Employees</a><br></p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong> </strong></p><p>  <br></p> <a class="Link1"> </a></td></tr></tbody></table></td></tr></tbody></table> <br> <table class="cpf-table cpf-form-table--vtop"><thead><tr><th colspan="2" style="text-align:left;">FAQ</th></tr></thead><tbody><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Setting Up a Company</strong></p><p> <a class="Link1" href="/employers/faq/employer-guides/setting-up-a-company/registering-as-an-employer-and-knowing-your-responsibilities">Registering as an Employer and Knowing your Responsibilities</a><br> </p></td></tr></tbody></table></td><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Hiring Employees</strong></p><p> <a class="Link1" href="/Employers/FAQ/employer-guides/hiring-employees/cpf-contributions-for-your-employees">CPF Contributions for your Employees</a><br><a class="Link1" href="/Employers/FAQ/employer-guides/hiring-employees/skills-development-levy-(sdl)">Skills Development Levy (SDL)</a><br><a class="Link1" href="/Employers/FAQ/employer-guides/hiring-employees/contributions-to-self-help-groups-(shgs)-and-share-donations">Contributions to Self-Help Groups (SHGs) and SHARE Donations </a></p></td></tr></tbody></table></td></tr><tr><td><table cellspacing="0" cellpadding="0"><tbody><tr><td colspan="3"></td></tr><tr><td> </td><td height="24"><p> <strong>Paying CPF Contributions</strong></p><p> <a class="Link1" href="/Employers/FAQ/employer-guides/paying-cpf-contributions/cpf-contribution-and-allocation-rates">CPF Contribution and Allocation Rates</a><br><a class="Link1" href="/Employers/FAQ/employer-guides/paying-cpf-contributions/cpf-e-submission">CPF e-Submission</a><br><a class="Link1" 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