Scheduled Maintenance: CPF digital services will not be available on 4 June 2023 from 12am to 8am.

Making Voluntary Contributions

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What are the changes from 1 September 2023?


(a) The CPF Ordinary Wage (OW) Ceiling will be raised to $6,300 from $6,000. The OW ceiling sets the maximum amount of CPF contributions payable for Ordinary Wages and is currently set at $6,000. The OW ceiling will be raised from $6,000 to $8,000 by 2026. The increase will take place in four steps to allow employers and employees to adjust to the changes.


(b) There will be no change to the CPF annual salary ceiling of $102,000, which sets the maximum amount of CPF contributions payable for all salaries received in the year, inclusive of both Ordinary Wages and Additional Wages.


(c) There will be no changes to the Additional Wage Ceiling and CPF Annual Limit, where they will remain at [$102,000 - Total Ordinary Wage subject to CPF for the year] and $37,740 respectively.


Please refer to the table below for the CPF OW and annual salary ceilings from 2023 to 2026. 


  CPF OW ceiling CPF annual salary ceiling
Current $6,000 $102,000
From 1 September 2023 $6,300 (+$300)
From 1 January 2024 $6,800 (+$500)
From 1 January 2025 $7,400 (+$600)
From 1 January 2026 $8,000 (+$600)

You may refer to the complete CPF contribution rate tables from 1 September 2023 (Tables 1 to 5) (PDF, 0.2MB) for more details.