Beware of scam calls and scam messages impersonating as CPF officers asking for your personal details. Ignore them and do not share your Singpass ID/password or banking details with anyone. CPF officers will NOT ask for your Singpass, banking userid or password.

Scheduled Maintenance: CPF digital services will not be available on 4 Dec 2022, from 12am to 8am.

Maintenance: CPF digital services are not available on 22 Nov 2022 from 12.30pm to 2.30pm. You may access CPF Mobile app.

Making Voluntary Contributions

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What are the changes from 1 January 2023?


(a) The CPF contribution rates for employees aged above 55 to 70 will be increased to strengthen their retirement adequacy. The changes will apply to wages earned from 1 January 2023:

For employees earning monthly wages > $750

Employee's age





(% of wage)

CPF Contribution Rates from 1 Jan 2023
(% of wage)
By employer  
(% of wage)
By employee  
(% of wage)
55 and below 37 37 17 20
Above 55 to 60 28







Above 60 to 65 18.5







Above 65 to 70 14







Above 70 12.5 12.5 7.5 5

                        Note: Figures in brackets () denote increase in rates

(b) The increase in the CPF contribution rates will be fully allocated to the employees’ Special Account to provide a bigger boost to their retirement income.


(c) For those earning monthly wages of more than $500 to $750, the employee contribution rates will continue to be phased in.


(d) There are no changes to the graduated contribution rates for first and second year Singapore Permanent Residents (SPRs). 


(e) There are no changes to the Ordinary Wage (OW) Ceiling and Additional Wage Ceiling.

You may refer to the complete CPF contribution rate tables (Tables 1 to 5) (PDF, 0.2MB) for more details.